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Products & Services - SBA Loans

Small Business Administration (SBA) Loans

Park Bank provides loans to small, veteran- and women-owned business to help fund a wide variety of initiatives and start-ups. Our bank is a Preferred Lender with the Small Business Administration (SBA), which provides us with the ability to streamline the process and approve SBA loans, reducing your time between applying and receiving the funds.

We have extensive experience working with the State of Wisconsin, City of Milwaukee and other local business development programs. Turn to us for help securing the best mix of financing options to reach your business' goals.

Please note that the SBA guaranty fee for SBA loans under $150,000 is waived.

SBA 7(a)

Fund a variety of strategic initiatives with a commercial term loan up to $5 million. Finance up to 90 percent of project costs and terms between seven and 25 years to help you:
  • Buy or expand a business.
  • Purchase or refinance real estate.
  • Invest in new equipment.
  • Finance ownership changes.

SBA 504 Real Estate Loans

Secure up to $12.5 million in financing with an SBA loan, which has lower capital requirements than traditional loans. To take advantage of these fixed rate options with terms up to 25 years, you must occupy at least 51 percent of an existing structure, or 60 percent of a newly constructed building.

SBA Non-Real Estate Loans

Grow your small business by borrowing up to $5 million for:
  • Acquisitions
  • Working capital
  • Inventory expansion
  • Equipment purchases
  • Debt refinancing

Working Capital CAPLines

Bring stability to your business with short-term working capital and operating funds.
  • Lines up to $5 million
  • Terms up to 10 years

SBA Express

Fuel the growth of a small business that might not qualify for other loans.
  • Financing from $5,000 to $350,000 available
  • Fund your veteran-owned business with loans up to $500,000 (guaranty fees are waived on these loans up to $350,000)
  • Working capital, equipment purchase, refinance, business purchase or leasehold improvements

Export Working Capital Program (EWCP)

Gain the backing and security you need to export successfully. The EWCP provides working capital advances (up to $5 million) on export orders, export receivables or letters of credit. Benefits include:
  • Reserving your domestic working capital for domestic sales
  • Increasing global competitiveness through greater flexibility in sales terms
  • Improving sales prospects in under-developed markets that have high capital costs for importers

International Trade Loan Program

Borrow up to $5 million to allow your small business to start or continue exporting competitively. Use the funds for working capital, refinancing or long-term fixed assets related to:
  • Acquisition
  • Construction
  • Renovation
  • Modernization
  • Improvement
  • Expansion

Get in Touch to Learn More

Paul Sackmann
Assistant Vice President
Commercial Banking
262-827-5117
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