FDIC Insurance Coverage Limits

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for coverage over $250,000 if they have funds in different ownership categories and all FDIC requirements are met.

All deposits that an accountholder has in the same ownership category at the same bank are added together and insured up to the standard insurance amount.  For more information on FDIC Insurance coverage, please visit https://www.fdic.gov/deposit/covered/notinsured.html 

The FDIC Temporary Unlimited Coverage for Non-interest Bearing Transaction accounts, commonly referred to as TAG, expired on 12/31/12.