We may modify these Terms of Use. Park Bank reserves the right to change the terms, conditions, and notices under which the Park Bank site is used. You are responsible for regularly reviewing these Terms of Use. This site is designed for your personal use. The Park Bank web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Park Bank site. Your personal information will be secure and will be kept private. Park Bank has developed policies and procedures to protect your personal information. Please refer to our Privacy Statement and Security pages for further information. Application fees will not be charged until you agree to continue the application process. There is no charge to you to complete an application and obtain loan approval. Fees will only be collected when you determine you would like to continue the application process. Once your application has been submitted, your Park Bank Mortgage Lender will contact you with details and make arrangements to collect your application deposit. Links to third party sites are provided for your convenience. The Park Bank site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of Park Bank, so Park Bank is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. The inclusion of any link does not imply endorsement by Park Bank of the site. Conditions of Use As a condition of your use of the Park Bank site, you warrant to Park Bank that you will not use the Park Bank web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Park Bank web site in any manner which could damage, disable, overburden, or impair the Park Bank web site or interfere with any other party's use of the Park Bank web site.